The Jubilado visa needs a lifetime pension of roughly three times the basic wage (about $1,410/mo, plus $250 per dependant), grants temporary residence for two years and then permanent residence; over-65s get discounts on flights, utilities and property tax. Cuenca, Cotacahi, Vilcabamba and Salinas are the retiree towns.
What to compare
- Income or deposit threshold, and whether it must be a pension.
- Health insurance requirements and public-system access.
- Tax treatment of foreign pensions and any special retiree regimes.
- Path to permanent residency and time allowed abroad.
- Where retirees cluster: Vilcabamba and Salinas.
Official & reference sources
Mid-range partners
Mid-range · partner listingRetirement communitiesManaged communities near Cotacachi with healthcare access
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